Securities-Based Financing Solutions for the Real Estate and Mortgage Industry

Stock Loans and Securities-Based Lines of Credit -

The New No Doc Mortgage Alternative!

In today's volatile lending environment, mortgage lenders have responded by eliminating stated income and no doc products, by decreasing LTV’s and by imposing stricter credit score requirements.

At least for the time being, the days of mortgage stated income, no doc loans and 100% real estate financing are gone. For this reason, securities (stock) secured loans and lines of credit have made a tremendous resurgence as an alternative to the lack of mortgage options and provide an excellent opportunity to achieve high LTV’s and funding flexibility by integrating a securities-secured loan along with or even instead of a mortgage loan.

Because stock loans are secured only by the securities asset itself and not real property, there is no painful underwriting process or expensive appraisal. Best of all, closing times are typically within a few days after approval.

Other benefits of this type of financing include:

No Minimum FICO Requirement
No Income or Employment Documentation
No Debt Ratio
No Up Front Fees
No Transfer of Ownership Required
Quick Loan Quotes
Low Rates from 1.25%
Interest Only Payments
Convenient “No Doc” Line of Credit
No Prepayment Penalty
Option to Renew
Not Secured to Real Estate Property
Use for down payment or to bridge a tight LTV
Use instead of a second lien to eliminate need for PMI
Obtain Additional Funds to Complete a Commercial Project
Fast Cash for Business or Personal Use

Loans secured by stocks or other free trading securities offer a fast-cash solution for your real estate financing needs without regard for credit history, property value, employment history, income docs or debt ratios. In fact, an increasing number of mortgage and real estate professionals are now expanding their product line and lender resources to include US Best Capital Partners' flexible securities-based financing to their clients.

With a low minimum portfolio value of just $300,000, our clients don’t have to be millionaires to take advantage of this type of financing. In today's tight lending environment savvy real estate investors will always consider their securities investment portfolio when determining the best financing strategy, as securities loans and lines of credit are an excellent no doc mortgage alternative for any borrower who does not fit into a traditional mortgage product, and are most often an attractive option for those who do!

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Disclaimer:

US Best Capital Partners, LLC is a private equity placement and consulting firm. This is not an offer to lend. This is not an offer to buy or sell securities. No advice is provided regarding the purchase or sale of securities pursuant to this loan program. No financial planning, tax, insurance, or estate planning advice is implied or warranted by this offer. Please consult with a licensed professional for questions pertaining to any of these areas. Product pricing and guidelines subject to change without notice.

The information presented on this website is never to be considered a solicitation for any purpose in any form or contents.