US Best Capital Partners
A Private Equity Group
Private Super Jumbo Mortgage Loans - Luxury Home Loans
Full Doc Real Estate Financing for High Net Worth ClientsToday's Super Jumbo Rates: 2.5% to 6.5%
Including Interest Only Option
Referring Brokers Contact Us
Customized Financing:
Through our exclusive investor relationships, our private clients' mortgage needs are carefully and confidentially considered on an individual basis. We do not burden our clients with up front or retainer fees, and we work with you every step of the way during the entire process. We have been serving our clients lending needs for over 15 years. It is our business model to work directly with clients, although we do welcome limited broker/agent referrals. If you are a referring professional, please contact us so we can discuss our process with you.
After your loan scenario has been reviewed, you will be presented with a customized proposal including rates, loan to value and term options. We are able to customize a loan for your unique needs using several integrated financing options. Please contact us with your scenario. For your convenience, you may also use the confidential express application at the bottom of this page. We look forward to having you as our Client.
Rates and Loan to Value: Our rates range from 2.5% to 6.5% depending on the overall transaction. Generally speaking, the loan to value maximum is 70% to 75%; however we specialize in integrated financing which can also utilize the Clients asset portfolios for additional funding at extraordinary rates and terms to achieve very high loan to values. We will help you determine if integrated financing would be best for your individual needs.
Through our exclusive investor relationships, our private clients' mortgage needs are carefully and confidentially considered on an individual basis. We do not burden our clients with up front or retainer fees, and we work with you every step of the way during the entire process. We have been serving our clients lending needs for over 15 years. It is our business model to work directly with clients, although we do welcome limited broker/agent referrals. If you are a referring professional, please contact us so we can discuss our process with you.
After your loan scenario has been reviewed, you will be presented with a customized proposal including rates, loan to value and term options. We are able to customize a loan for your unique needs using several integrated financing options. Please contact us with your scenario. For your convenience, you may also use the confidential express application at the bottom of this page. We look forward to having you as our Client.
Rates and Loan to Value: Our rates range from 2.5% to 6.5% depending on the overall transaction. Generally speaking, the loan to value maximum is 70% to 75%; however we specialize in integrated financing which can also utilize the Clients asset portfolios for additional funding at extraordinary rates and terms to achieve very high loan to values. We will help you determine if integrated financing would be best for your individual needs.
Does Your Loan Fit?
- Loans from $1,000,000 to No Max
- For Primary Residences and Second Homes Only
- Up to 75% Loan to Value
- Max Debt Ratio: 45%
- Minimum Post Closing Liquid Reserves: 25% of Loan Amount
- Full Doc Only
Overview
of Qualifications:
Credit Score Requirement: Our super jumbo mortgage products are not credit score driven. We do, however, look for strong credit.
Most of our Clients do not fit in a box. Each transaction is looked at individually. We look beyond a Client's financial profile, assets, income and credit. We consider the type of business, successful history in past profession as well as other factors. In determining the financial products appropriate for the client, we base our decisions on the Client's overall and asset profile with a focus on liquidity.
Approval Time Frame: Please allow 3 Days for Analysis.
- Property: Owner Occupied Single Family Residences and Second Homes
- Loan to Value: Up to 70% (75% on a purchase transaction considered.)
- Credit Score: Not Credit Score Based, but Very Good Credit Required
- Income: Full Doc Only. 2 yrs. Personal and Business Tax Returns - Max 45% debt ratio.
- Reserves: Minimum post closing reserves should be around 25% or more of the loan amount. (Loan to Liquidity). Most recent 2 months asset statements required.
Credit Score Requirement: Our super jumbo mortgage products are not credit score driven. We do, however, look for strong credit.
Most of our Clients do not fit in a box. Each transaction is looked at individually. We look beyond a Client's financial profile, assets, income and credit. We consider the type of business, successful history in past profession as well as other factors. In determining the financial products appropriate for the client, we base our decisions on the Client's overall and asset profile with a focus on liquidity.
Approval Time Frame: Please allow 3 Days for Analysis.
